Open post

How to Sell eBooks on Amazon – KDP Amazon Self-Publishing

Selling ebooks on Amazon is easy.

With KDP, Amazon self-publishing is pretty straightforward. KDP stands for Kindle Direct Publishing. It’s Amazon’s platform for creating and distributing Kindle ebooks. Getting an ebook on KDP is simple.

First, you have to create your content.

Finding a NicheThis is where you do your niche research and find the information and images you want to use inside of your ebook. It’s easiest to do this in a Word document.

Kindle ebook page lengths are different than Word document page lengths. In general, Kindle uses 200-300 words per page, so keep that in mind. A good Kindle book length is 30-50+ pages of great content.

If you don’t want to write the content or design the cover yourself, there is always the option of hiring a freelancer. There are a few good freelance sites out there. Fiverr is a great site for getting simple jobs done for $5.

If you go through Fiverr, you’ll have to discuss how much you are going to pay the workers for a full book. You can also hire Fiverr workers to create blog posts and email newsletters as well.

Freelancer and Upwork are two great sites as well. With these sites, you can view different freelancer’s profiles and see their current rates. You can also post jobs that you want to be done and people will bid on them so you can see who will work your job for the lowest pay. Keep in mind, though, that the lowest pay may also be the lowest quality.

When hiring a freelancer, there are a few things you need to keep in mind. Always make sure that the freelancer speaks fluent English and understands different euphemisms and other sayings. Always check their portfolios. A good freelancer will have examples of their work available.

Check for writing style and see if they have a good conversational tone. If everything seems alright, then feel free to work with them.

Next, you need to format your content to match KDP’s requirements.

Uploading a .doc file may work, but it has the potential to come out kind of jumbled. Your table of contents and images could be a little screwy. Check out KDP’s recommended file type here.

If you can’t figure out how to properly format your content, you can always hire a freelancer. Fiverr is great for this because you can get it done for $5 to $10. There are people on Fiverr that have specialized jobs for this and they do several jobs like this a day.

After formatting, it’s time to upload to KDP.

Check Your FormattingThere are several fields to fill in such as Title, Subtitle, Contributors, etc. You want to fill in all of these fields to the best of your ability. If you are unsure about any of the options, feel free to message me in the comments section below and I can help you out.

So, you fill in the fields and then you get to upload your cover and content file. After you upload all of that data, you get the opportunity to see how the ebook will turn out on Kindle. ALWAYS check to see how it appears on Kindle.

You want to make sure all of the images are in place. You want to see if the table of contents works. You want to double-check how your promotions look inside of the ebook (more on this in another post). Read parts of the book. See how it flows. If you don’t like something get it changed and reupload.

Once you have everything the way you want it, it’s time to hit that big submit button. This will take you to the next page that has a few options you need to choose.

First, what is the geo-targeting of your ebook?

For most people, this will be just global. There’s no need to set restrictions on your book unless there is a legal reason why it can’t be shared in certain countries. The more people that see your book, the better.

Count Your RoyaltiesNext, you have to decide on the royalty options you want to use. For many people and many books, the 70% royalty option is ideal but you have to opt-in to the KDP Select program. There are 2 reasons you wouldn’t want to opt-in for the 70% royalty.

One is if you had a book with a much higher price on it, such as a textbook or technical manual, your royalty payment will be higher without the KDP Select program.

The second reason is that for 3-month intervals, your KDP Select opt-in will renew automatically and until you opt out of KDP Select your book will legally be exclusive to Amazon’s Kindle market.

With royalty options figured out, you have to decide on the price. You want to pick a price that you think the book is worth. Take a look at the book.

Looking at the cover and the description you have set for it, what price does it look like it should be? With KDP Select, this will be between $2.99 and $9.99 USD. Otherwise, you can set the price as high as $200 USD.

After that, you’re all set up! Click that last confirmation button and get your book posted for review. Amazon will take a look at your book to make sure it’s not chock-full of affiliate links and that it’s not plagiarized material. If everything with your book checks out, your book will be placed on the Amazon market!

As you can see, getting a book created can be simple.

You can outsource most of the process to freelancers if you really want to. So, what do you think? Does this sound like something you can do?

Creating ebooks can be a rewarding hobby or even career. Helping people find the information they are looking for and helping to improve the global community one book at a time is a great feeling.

Is this not your style?

If KDP Amazon self-publishing doesn’t sound like your cup of tea, I recommend trying affiliate marketing. Affiliate marketing is a great way to turn your passion into a full-time income.

For those interested in learning about affiliate marketing, I recommend joining an online community. The community I’m a part of is called Wealthy Affiliate University. To check out my review of the Wealthy Affiliate University, click here.

WA Successful Business

Thanks for reading! See you next time.

Open post

College Students Scammed By Online Employment

College students are being fooled by online job scams.

Fraud AlertAs a college student or recent graduate, you’ve probably considered supplementing your income with an online job. There’s nothing wrong with wanting online work but you have to be careful when dealing with online employers.

Within the last few years, online job scams have been responsible for the loss of millions of dollars nationwide. These scammers pose as online employers or “job coaches” and have some requirements in order for you to have a chance to work with them.

You may find these kinds of “employers” under college job postings or unsolicited emails. These companies demand upfront payment with promises that you will have employment after working with them. They ask for your credit card or bank account information before you can make any progress in their programs.

After receiving your information, the companies don’t provide any form of their guaranteed employment or may become completely unresponsive. Trying to reach them about the services promised gets you absolutely nowhere.

Don’t fret, though. There are ways to avoid these scam artists and hold onto your money. Looking for work does not have to be so dreadful. When considering online employment, think about these tips:

  • Don’t open links in unsolicited emails! First, you want to research the company through sites like, The Better Business Bureau provides a grading system for businesses similar to how you get graded papers in college. You also want to double-check the email address to see if the address matches the real company’s URL. If the email doesn’t match, report the email to your email service provider immediately. If it does, then it’s probably safe to open links from that email, though I wouldn’t open any emails I didn’t sign up for.


  • Always double-check the business rating through sites like! When you come across a job posting on a college website or see a flyer on one of the messageboards in the halls, you always want to check the company’s business rating before replying to the posting. And as mentioned in the previous tip, check the URL. Make sure the URL matches the one listed by the Better Business Bureau. If everything seems legit, then feel free to check out the business.


  • Think twice before giving out sensitive information! If a site you find through a job posting demands credit card or bank account information before joining their service, avoid that company. Legitimate companies will not ask for payment to process credit reports or background checks before you have an interview. Don’t even pay for “certifications” or training materials. That’s just another trap set by these scammers.


  • Never wire money to people you don’t know! Wiring money to someone through companies like Western Union makes it incredibly hard to track the money. This creates a very difficult situation where you will probably never get that money back if the person you sent the money to is scamming you. Always be careful about this.

Caution SignDealing with companies online does not have to be dangerous. Just use caution and check the appropriate sites to make sure a company is legit. Your online job search CAN be fruitful as long as you are aware of potential scams.

Have you been scammed by an online “employer” before? What was that experience like? Did you ever resolve the issue and get your money back? Let me know in the comment section below.

Would you rather work for yourself?

While some online jobs can be great work, sometimes the kind of work you’re looking for doesn’t have any job openings. There is a lot of competition for jobs like Social Media Management or being a Virtual Assistant. So, what can you do about the competition?

Avoid them completely! Become your own boss and create your own online business. One great way to do this is with Affiliate Marketing. Don’t let the term scare you, though. With affiliate marketing, you can turn your passions into a full-time online business just by sharing your knowledge about it!

If you’re new to the idea of affiliate marketing, it may be beneficial to join an online community that knows all about it. I joined one such community and I love it there. Wealthy Affiliate University is full of tremendously helpful and encouraging people. There’s always someone around to answer your questions at any time of day or night.

Since joining Wealthy Affiliate University, I’ve become a premium member and I don’t regret it. To see my review of the Wealthy Affiliate University, click here.

Thanks for reading. See you next time.

Open post

Refinancing Federal Student Loans May Have Negative Consequences

Be careful with your Federal Student Loans.

Paying Your LoansIf you’ve had federal student loans for a while, you might be tempted to refinance your loans. Before you refinance, here are some things to consider:

  • Federal student loans have some benefits versus a refinanced loan.
  • With federal student loans, you may qualify for smaller monthly payments based on your income.
  • You may qualify for deferment on your federal student loans if you have no income or very low income.
  • If you don’t qualify for a deferment, you may qualify for forbearance instead.
  • If you work in certain industries, you may qualify for loan forgiveness.

Deferments and forbearance options are very similar. With a deferment, you have a no-pay period that may stop accruing interest for that time. With forbearance, you have a no-pay period that still accrues interest. Both options require a financial hardship to be present in order to qualify.

The income-based repayment option may help many students and graduates. This repayment option your monthly payment would be about 15% of your discretionary income. If your monthly payments aren’t enough to cover interest, you may end up paying more on interest throughout the period of your loan repayments.

However, if you can’t pay the full monthly interest increase, the government may help pay the remaining interest.

Loan forgiveness is an option that many people hear about but only a few people qualify for. In order to qualify for loan forgiveness, you have to work in a community service program like AmeriCorps or work in certain professions in areas like health and education.

You may also qualify if you are in the military or live in certain states that offer to pay a certain amount on your loan for being a resident of that state for an extended period of time.

Refinanced student loans may lose these repayment options. Your lender of choice when refinancing will probably have a stricter repayment plan compared to the federal student loan lender.

But that’s not all.

Increasing InterestFederal student loan borrowers do have some benefits over a refinancing lender. However, there are a few more things to consider when looking at refinancing:

  • Federal student loans aren’t dischargeable when filing for bankruptcy.
  • Becoming delinquent on your student loans will have a negative impact on your credit.
  • Becoming delinquent may also result in a late fee.
  • Defaulting on federal student loans may cause the government to garnish your paychecks or tax refunds.
  • Defaulting may also result in you being sued.

No matter what you decide, make sure that you do not fall behind on your loans without contacting your lenders. Keeping in contact and keeping the lenders up to date on your financial situations will help with adjusting your monthly payments. This will also keep your credit from dropping after missing payments.

Deciding to refinance?

Keep all of these options in mind when thinking about refinancing your student loans. Remember what happens when you start falling behind on your payments. Make a sound decision when considering refinancing.

Have your student loans caused you financial hardship? Are you considering refinancing your student loans? Let me know in the comment section below.

If you’re looking for a way to help start paying off student loans, I recommend trying out affiliate marketing. With affiliate marketing, you can take your passion and turn it into a full-time online business.

One great way to learn about affiliate marketing is to join an online community. The community I’m a part of is called Wealthy Affiliate University. You can check out my review of Wealthy Affiliate University here.

That’s all for today.

Don’t forget to leave your thoughts and opinions below. I love getting the chance to read your responses. Also, share this post with friends and family that might find the information useful.

Thanks for reading!

Open post

Goal Setting Strategies – Tips on Setting Goals

Have you been setting goals for yourself lately?

WritingMaybe you have, maybe you haven’t. A better question may be “have you achieved your goals lately?”. With many people, the goals they set are either unmotivating or nearly impossible to achieve. That’s where goal setting strategies come in. These tips on setting goals may change the way you achieve success.

There are many goal setting strategies out there. Today, I’m going to explain my personal goal setting strategy that I use every day. The purpose of this goal setting strategy is to help you make realistic and motivating goals.

My goal setting strategy.

First of all, you want to set 3 goals for each period length in your life. What this means is you set 3 daily goals, 3 weekly goals, 3 monthly goals, and 3 lifetime goals. This way you will always have goals to work towards. You want your goals to be achievable so you set your easiest and most immediate goals every day and set your hardest, long-term goals as your lifetime goals.

Next thing to keep in mind is to make your goals clear and concise. You want clarity with your goals. Your goal’s purpose needs to be specific and understandable. The more broad and open-ended your goal is, the less motivating it is. This is because you can’t pinpoint exactly what you want to do.

For instance, “I will make more money this month” is far more broad than “I will make more money selling 100 of product x this month”.

A big thing you should consider when setting goals is that you need to make the goal achievable but challenging. For example, if you know you can run 45 minutes on the treadmill try aiming for 1 hour for the day instead.

Setting realistic, challenging goals helps to keep you motivated and wanting to complete the goals. And always keep in mind the kinds of requirements your goals have. Can you achieve the goal with your current resources? What do you need to help you achieve your goal? Work towards

ChecklistAnd always keep in mind the kinds of requirements your goals have. Can you achieve the goal with your current resources? What do you need to help you achieve your goal? Work towards meeting your goal’s requirements.

If you can’t find a plausible way to complete your goal, don’t set that goal. Set something more realistic.

Next, you want to why your goals are important. How will setting this goal affect you or your interests? What impact are you expecting your goal to have on your business? Keeping in mind the kind of influence your goal will have is important for morale and motivation.

Lastly, you want to stick to the deadline you set for your goals. If your goal is a daily goal, do your best to successfully complete it that day. If you don’t keep to a deadline, you’re less inclined to complete a goal.

Allowing yourself an unlimited amount of time to finish a goal causes laziness. “Oh…I’ll just try to complete it next month.” “There’s no reason to rush this goal, I can just do it later.” Don’t fall into that kind of apathy. Always set a reasonable deadline.

Continue reading about goal setting.

One of the best ways to stay motivated is to continue reading on the subject. Listen to the advice in books and practice what they preach.

One book I find incredibly helpful on the subject of goal setting is Write It Down, Make It Happen: Knowing What You Want and Getting It. This book has incredible and revealing reviews on Amazon, so check them out here.

For more advice on self-improvement, check out my post titled How to Invest in Yourself – Ways to Improve YourselfThis post talks about ways you can improve your quality of life on a daily basis.

That’s it for today.

I wanted to thank you for reading this post. It means a lot to me and I would really appreciate you leaving your thoughts and comments in the comment box below. I love reading your responses and I get to them on a daily basis.

Be sure to come back often. I try to make daily posts on subjects like making money, how to handle student loans, and self-improvement.

Thanks again. See you next time!

Open post

Is CashCrate a Scam? My CashCrate Review for 2017

Is CashCrate a Scam? 2017 CashCrate Review

Overall Ranking: 6 out of 10
Price: $0 Membership (Join Here)
Owners: Patrick Clochesy, CEO


CashCrate BannerMany people starting out on their journey to make money online may come across “free cash” sites. There is no such thing as free money on the internet and it is no different with CashCrate.

With CashCrate, you can expect to earn some money by completing different tasks. These tasks include completing surveys, completing paid offers, playing games, and shopping online.

The question remains: Is CashCrate a Scam?

Let’s take a look at the information.



  • “Free Cash” for Surveys
  • Paid Offers
  • Referral Program
  • Access to CashCrate Community
  • Prizes for Playing Games
  • Paid to Watch Videos
  • Paid to Shop Online
  • Been Online Since 2006



  • Limited Pay
  • Waiting Period for Offer Confirmation
  • “Offer Wall” Participation Required on Several Offers
  • PayPal Not Available Until Requirements Met
  • $20 Payout Minimum
  • Community Less Active than It Used to Be
  • Payouts Sent on the 20th of the Following Month
  • Support on Offer Sites May Be Less Reliable

Dollar BillsThe “free cash” for surveys requires time to be invested in order to complete them. You can expect to spend 15+ minutes per survey with minimal pay. It may be as little as 25 cents or maybe a couple dollars. It really depends on your demographic and the availability of surveys.

The paid offers are where you will earn the most potential cash, but the offers are limited. Once you complete all of the offers, you will have to wait for site updates that come with more offers and surveys.

The referral program is interesting. Starting out, you earn 20% from what your direct referrals make and 10% of what their referrals make. The referral program has 2 more levels that you can progress through.

There is silver that provides 25% and 10% from referrals, then there is Elite that provides 30% and 20% from referrals. Signing up referrals and getting the to complete offers both require some effort.

The CashCrate community is not what it used to be. When CashCrate first started booming, there were dozens of people active in the forums at any given time. Today, you might see a couple posts updated here and there each day. There just isn’t as much community interaction.

Playing games for prizes requires points that you earn from other tasks. As you play, you may earn or lose points while working towards an amount needed for a prize. The prizes you can expect are gift cards of varying amounts and for different stores.

Getting paid to watch videos provides minimal earnings. Getting paid to shop provides you with 1%-10% or a specified dollar amount cash back on your purchases. For instance, shopping online at Walmart provides you with 2% cash back.

CashCrate has been around since 2006. In the last 10 years, there have been many “free cash” sites that have risen and fallen. Really, only the best stick around for any length of time. That’s one thing that CashCrate has going for itself, it’s been here a while.

With that being said, there are some more negative points to CashCrate. For instance, don’t expect to earn an unlimited amount of money from the site. You will hit a wall that can only be overcome by bringing in referrals.

WaitingAfter you complete paid offers, there is a waiting period in order for the offer to be confirmed which could potentially be days, though most of the time it will take less time than that. On some offers, you will be required to “signup for 2 offers” from an offer wall which can easily lead to spam in your inbox.

One big thing is that PayPal payouts are not available until you reach Silver status from referrals and have earned your first $20 check. With that being said, in order to be paid in the following month, you will have to have earned at least $20 in the current month. Otherwise, you won’t receive payment until that $20 level has been breached.

You will also be waiting on payments for some time. When you earn $20 or more for the current month, you will receive payment on the 20th of the following month.

And lastly, the support on CashCrate may be somewhat reliable but the support for the offers you sign up for may be less than helpful. Each offer will have its own system of support that you will need to contact if you want to cancel a membership or subscription or you want to get a refund on your payment.


If you’re looking to make a quick buck, CashCrate is definitely not for you. In fact, if you’re serious about making money at all, then this might not be for you either. The amount you can earn from CashCrate is pretty low unless you manage to bring in tons of referrals that are all doing surveys and offers.

So, who is this for? This is for those that want to make a little bit of cash in their off time while not putting in too much effort. You can earn a few $20s on your own by just completing the higher paying offers. You will run out of offers eventually and will have to wait for future updates in order to earn more.

Completing SurveysCompleting surveys as well will increase the amount you earn over time, though these are generally low-paying tasks that take quite a bit of your time. In general, there are other sites that you can complete consumer surveys for that will pay you more than CashCrate.

Lastly, if you are one of those that knows how to bring in traffic and wants to get that referral cash, CashCrate can bring in a few bucks. Simply promoting your link won’t do, however. If you want to really bring in more money, you will have to post tips and advice on blogs and videos regularly so that it encourages new users to earn more cash (which pays you the more they earn).


There are only 2 training videos available for CashCrate. One is to help you get started with using CashCrate and explains how to complete offers on the site. The other video explains how the referral system works and recommends ways to get people to sign up.

There is also a quick how-to guide showing how to complete offers. The only difference is it is shorter than the video and it only uses pictures.

Other than the videos and how-to guide, CashCrate has forums with community members and staff who answer questions and offer advice. New members will find the forums full of interesting and helpful information.

In the interest of gaining referrals, CashCrate also offers a list of banners, cards, flyers, QR codes, and a website widget. You have the option to create earnings banners through their banner creation system or you may choose to use normal banners in a range of sizes.


SupportAt the bottom of any of the CashCrate pages, there is a link titled “Contact Us” that can be used if you have questions, comments, or suggestions. It is an email contact form with no real notification on when to expect a reply other than it saying “we’ll get back to you as soon as possible”. The amount of time you wait might be a few hours or maybe a couple days time from when you message them.

If you want a more immediate reply to your questions, there is always the forum. In the forum, there is a FAQ section where the most commonly asked questions are answered. You may also ask questions in the appropriate discussion boards and expect replies from community members and staff.


While there is no fee to join and no monthly membership payment, some of the offers do require some payment up front. You can get by without doing any of the paid offers, but it does restrict the amount of cash you can earn.

The highest paying offers are the ones that require some form of payment or credit card information. Many times, these are for trial offers where you can cancel your membership or subscription in the allotted time without incurring further fees. Sometimes, you may even be eligible for a refund but don’t expect that to be the case often.

Also, keep in mind that any offer that just asks for your credit card information may incur around a $1 hold on your card for a period of a few days or longer. If you cancel your membership or prescription before you’re due for an actual payment, you will get that held cash back at some point.


CashCrate itself is not a scam site. CashCrate offers legit ways to make money online, albeit it’s small amounts of money. The only way to bring in a more substantial income is through signing up referrals and getting them to complete tasks.

Although CashCrate is not a scam site, some of the offer sites may prove difficult when trying to get support. Also, the offers that require you to take part in “offer walls” generally will spam your email with “related offers”.

That is why I decided to give CashCrate a 6 out of 10. CashCrate provides an opportunity to earn cash online but at the price of potential spam, potential credit card use, and time invested.

CashCrate Signup


If you’re looking for a real way to make money, try looking into affiliate marketing. It isn’t a get rich quick scheme by any means. With affiliate marketing, you have to put in some work to get up and running but once your site is going, you will be earning a mostly passive income. It just takes a little maintenance here and there or you can scale up with more sites for more money.

One great way to get into affiliate marketing is by joining an online community to help you learn everything you need to know about the industry. The community that I’m a part of is called Wealthy Affiliate University. Let’s look at a quick comparison between what you get with CashCrate and what you get with Wealthy Affiliate University.


As you can see, Wealthy Affiliate has a ton of features available to members that CashCrate doesn’t. With WA you get access to a wealth of information and a tremendously helpful community. There is also live support available at any time of day. There are members from all across the globe, so someone is always awake to answer your questions. To see my 2017 review of Wealthy Affiliate, click here.

That’s all for today.

Thanks for reading my review of CashCrate. I hope you got some value out of this post and can make a more informed decision about whether or not you want to join. If you have any questions or comments, shoot them in the comment box below and I’ll get back to you as soon as I can. I love reading your comments so don’t be shy.

Posts navigation

1 2 3 4 5